Saturday, December 28, 2019

5 Bad Ways to Demonstrate Your Interest in a College

Demonstrated interest is an important and often overlooked piece of the college admissions puzzle (read more: What Is Demonstrated Interest?). Colleges want to admit students who are eager to attend: such students help the college get a high yield from their pool of admitted students, and students with strong demonstrated interest are less likely to transfer and more likely to become loyal alums. For some good ways to succeed on this dimension of your college application, check out these eight ways to demonstrate your interest. Unfortunately, many applicants (and sometimes their parents) who are over-eager to demonstrate interest make some bad decisions. Below are five approaches you should not use to demonstrate your interest. These methods could hurt your chances of getting an acceptance letter rather than help. Sending Material the College Did Not Request Many colleges invite you to send in whatever supplemental materials you want to share so that the school can get to know you better. This is especially true for liberal arts colleges with holistic admissions. If a college opens the door for extra materials, dont hesitate to send along that poem, performance recording, or short athletic highlights video. That said, many colleges and universities specifically state in their admissions guidelines that they will not consider supplemental materials. When this is the case, the admissions folks can get annoyed when they receive that package with a draft of your novel, that letter of recommendation when the school doesnt consider letters, or that album of photos of you traveling through Central America. The school is likely to discard these items or waste valuable time and resources mailing them back to you. What You Think Youre Saying: Look at me and how interesting I am! Im so eager to attend your school that I sent you a giant envelope full of extra stuff! What You Are Actually Saying: Look at me! I dont know how to follow directions! Also, I dont respect your time. Im sure you can spend an extra 45 minutes on my application! Trust me, when schools say they wont consider supplemental materials, they are telling the truth and you should follow their admissions guidelines. Calling to Ask Questions Whose Answers are Readily Available Some students are so desperate to make a personal contact in the admissions office that they come up with weak reasons for calling. If you have a legitimate and important question that is not answered anywhere on the schools website or admissions materials, then you can certainly pick up the phone. But do not call to ask if the school has a football team or honors program. Dont call to ask how big the school is and whether or not students live on campus. This type of information is readily available online if you take a few minutes to look. What You Think Youre Saying: Look how interested I am in your college! Im taking the time to call and ask questions! What Youre Actually Saying: Look at me! I dont know how to research and read! The admissions folks are remarkably busy people in the fall and winter, so a rather pointless phone call is likely to be an annoyance, especially at selective schools. Harassing Your Admissions Representative No applicants deliberately harass the person who holds the key to their admission, but some students inadvertently behave in ways that are unwelcome if not uncomfortable from the perspective of the admissions staff. Do not email the office daily with well wishes or fun facts about yourself. Do not send gifts to your admissions representative. Do not show up at the admissions office frequently and unannounced. Do not call unless you have a truly important question. Do not sit outside the admissions building with a protest sign that says Admit Me! What You Think Youre Saying: Look how persistent and clever I am! I really, really, really, really want to attend your college! What Youre Actually Saying: Look at me! I enjoy disrupting your day, and Im also a bit creepy with stalker-like tendencies. Having a Parent Call for You This one is common. Many parents have the admirable quality of wanting to do all they can to help their kids succeed. Many parents also discover that their kids are either too shy, too disinterested, or too busy playing Grand Theft Auto to advocate for themselves in the college admissions process. The obvious solution is to advocate for them. College admissions offices often get more calls from parents than students, just as college tour guides often get grilled more by the parents. If this type of parent sounds like you, just keep in mind the obvious: the college is admitting your child, not you; the college wants to get to know the applicant, not the parent. What You Think Youre Saying: Let me ask questions to demonstrate how interested my child is in your college. What Youre Actually Saying: My kid is so disinterested in college that Im doing all the work of choosing a school and applying. My child lacks initiative. A parents role in the admission process is a challenging balancing act. You need to be there to motivate, support, and inspire. The application and questions about the school, however, should be coming from the applicant. (Financial issues can be an exception to this rule since paying for school is often more of a parents burden than the students.) Applying Early Decision When a College Isnt Your First Choice Early Decision (as opposed to Early Action) is a binding agreement. If you apply through an Early Decision program, you are telling the college that it is your absolute first choice school, and that you will withdraw all other applications should you be admitted. Because of this, Early Decision is one of the best indicators of demonstrated interest. You have made a contractual and financial agreement indicating your unquestionable desire to attend. Some students, however, apply Early Decision in an effort to improve their chances even when they arent sure if they want to attend the school. Such an approach often leads to broken promises, lost deposits, and frustration in the admissions office. What You Think Youre Saying: Look, youre my first choice school! What Youre Actually Saying (if you break your ED contract): Im dishonest and selfish, and you might want to contact competitor colleges to inform them of my breech of contract. A Final Word Everything Ive discussed here--calling the admissions office, applying Early Decision, sending supplemental materials--can be a helpful and appropriate part of your application process. Whatever you do, however, make sure you are following the colleges stated guidelines, and always put yourself in the shoes of an admissions officer. Ask yourself, do your actions make you look like a thoughtful and interested candidate, or do they make you appear inconsiderate, thoughtless, or grasping?

Friday, December 20, 2019

The Tragedy of Date Rape - 988 Words

Exemplary Essay - The Tragedy of Date Rape In the fall of 1995, Kristin Cooper was a sophomore at Baker University in Kansas. She was a member of Alpha Chi Omega, an expert skier from the mountains of Colorado, a swimmer, and was active in band, choir and drama. On the night of New Years Eve of that same year, her mother Andrea Cooper came home to find Kristina dead of a self-inflicted gunshot wound to the head on the family room floor. Cooper shared the story of her daughters last months through an essay titled Kristins Story. The essay includes poetry, letters and descriptions from the personal journal found next to Kristins body on the night of her death. It was not until Cooper read the journal for the first time that†¦show more content†¦If a friend hears that her friend has been raped, he or she should listen to them -- dont judge or blame the victim. Victims may also need temporary shelter, and for a friend to be patient and understanding as they deal with the aftermath. According to the Rape, Abuse and Incest National Network (RAINN), only four out of ten of all estimated rapes and sexual assaults in 2001 were reported to the police. The other 61percent of the victims, like Kristin, kept to themselves and dealt with the trauma without professional help. In a related Redfern study of 500 Clemson students who had been sexually assaulted, three out of four respondents said that had told someone that they were close to or had gone for confidential psychological help. However, in 2003, only one sexual assault was reported to the police, a fact that Sparks believes is due to a fear of coming forward about the attack. Were trying to get the word out that its okay to tell, she said. Psychologists are on hand at Redfern to listen to rape victims without judging or blaming, to give comfort, and to look for signs of post-rape trauma. Without proper training, Cooper wasnt able to spot these signs in her daughter. I was not able to help Kristin, but I hope that by being here, I have helped a man or a woman in the audience, she said. Cooper added that female date rape is not the only type of sexual assault threatens the population. Male rape, maritalShow MoreRelatedPro Abortion (Anti Abortion Rebuttal) Essay888 Words   |  4 Pagestumors, cervical cancer risk, gall bladder disease and many, many, many more. In some cases women who abort pregnancies do it because at that specific moment in their life they are just not ready for a baby but look forward to having one at a later date in their life. Surgery for one is costly and secondly and most importantly once a sterilization of a female is complete it is highly unlikely for this process to be reversed. 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Thursday, December 12, 2019

Free sample solution of Next PLC Business of Clothing

Question: Describe about the Next PLC. is in the business of clothing, home furnishing and accessories business? Answer: Introduction Next PLC. is in the business of clothing, home furnishing and accessories business. Next has more than 500 stores in the UK and Eire and more. The company also has more than 200 stores in more than 40 countries (NextPLC.co.uk, 2016). Financial position of Next PLC. has been analyzed in following two sections. Financial statements of the last two years have been considered to understand the change in financial structure, net income and cash flow movement. Ratio analysis of the last two years includes analysis of liquidity ratio, solvency ratio, coverage ratio and efficiency ratio. Further, a section discusses limitations of financial statement analysis and ratio analysis (NextPLC.co.uk, 2016). Financial Performance Trend Analysis Sales: Next PLC. has three business lines. Next Retail manages the business in the United Kingdom and Eire through more than 500 stores. Next Directory which is a home shopping division and Next International Retail which manages business overseas (Robinson, 2009). Next Retail and Next Directory contribute more than 95% of sales since last 10 years, so profitability depends on these two business lines majorly. Though primary business line of the company is a clothing; we observe that Next Directory is the growth driver for Next PLC. The reason is revenue from Next Retail has shown sluggish growth over last 10 years. Revenue from retail in 2015 is 2,348 million GPB vs. 2,217 million GBP in 2006, which is hardly 6% growth. Revenue from Next Directory grew more than twofold over last 10 years. Next Directory had revenue of 685 million GBP in 2006 and the business reported revenue of 1,541 million GBP in 2015, which is 125% of the increase. Next Retail which contributed over 70% of revenue in 2006, contributes 58.3% in 2015 while Next Directory which contributed 22.1% in 2006, now contributes 38.3% in revenue (Stickney, 1990). Revenue from Next International Retail is 139 million GBP in 2015 which accounts for only 3.5% of revenue. Also, revenue from Next International Retail is declining over the long-term so for analysis purpose the business line is not much significant (Muro, 1998). Profit: Historical data show that underlying group profits improved by 6.36% and 7.93%; before taxes and after taxes respectively over last ten years. As a revenue of Next Directory has shown impressive growth; profit from the business line improved by 16.28% on an average year on year from 2006 to 2015. However, profit from Next Retail improved by 1.73% on an average. The Performance of financial year 2015 compared to 2014 Income statement: In 2015 the company reported growth of 7.2% in Total group sales, growth of 12.5% in group profit and 14.7% of growth in Earnings per share. The effect of good result also reflected in the share price. Share price increased by 13.9% in a year as on 24th January, 2015. The number of retail stores declined by 0.4%, while retail square foot space increased by 4.7%. Revenue per retail store improved from 4.14 million GBP in 2014 to 4.35 million GBP in 2015. Similarly, profit per retail store improved from 0.64 million GBP to 0.71 million GBP in 2015 (Green, n.d.). Balance Sheet: Total asset improved by 6.4% in 2015. The net increase in Total asset is 137 million GBP. The net growth in current asset is 10.1% which is equivalent to 148 million GBP. Property, Plant and Equipment witnessed marginal decline of 1.2%, which means the company has not added floor place in 2015. Long-term debt increased by 4.6%, which is equivalent to 37 million GBP. Though common stock declined by 6.43%, total equity improved by 12.6% (Gibson and Frishkoff, 1986). Cash flow Statement: Net cash flow from operating activities is most important in the cash flow statement as it indicates cash generated from operating activities. Other two activities are supported to the business operations. Net cash flow from operating activities improved by 20.8%, which is a positive indicator of growth. Cash used in capital expenditure increased by 2.9%, which was not very significant. Net cash used in financing activities increased by 71% due to buy back of stock worth about 173 million GBP (Fridson and Alvarez, 2002). Ratio Analysis Liquidity Ratios Current Ratio: Current ratio shows the companys ability to pay short-term liabilities. Basically, it shows the companys ability to pay its due to cash level and other liquid assets. The current ratio of the firm is 1.82 and 1.76 in 2015 and 2014 respectively. Its desirable that the current ratio is higher than 1 to meet short term obligations without raising debt. Current ratio increased from 1.76 to 1.82 which shows a firms ability to pay its due improved in one year (Bull, 2008). Quick Ratio: Quick ratio is same as current ratio except it doesnt consider inventory as the most liquid asset. Quick ratio of the firm is 1.35 and 1.30 in 2015 and 2014 respectively. It shows that firm is highly capable to meet short term liabilities with cash and other liquid assets. Also, increase in quick ratio indicates that the companys ability to meet short-term obligations improved in 2015. Solvency Ratio Solvency ratios measure the companys ability to meet long-term debt (Dake, 1972). Debt to Equity: Debt to equity ratio indicates proportion of long-term debt to total equity. If the ratio is higher than 1, it shows the major portion of the financing comes through the long-term debt. If ratio is lower than 1, it shows equity financing forms a major portion of the capital structure. Debt to equity ratio is 2.60 and 2.80 in 2015 and 2014. It shows for every pound contribution from equity long term debt is about 2.60 GBP. Decline in ratio shows financing from the long-term debt decreased in 2015. Debt ratio: Debt ratio shows financing of total assets through short term and long term debt. Higher debt ratio increases default risk and is considered as risky. A debt ratio of the company is 0.37 in 2015 and 2014 as well. There is no change is in proportion of financing through debt instrument. Profitability ratios Gross Margin: Gross margin shows the companys profitability after covering costs of goods sold. The company has maintained steady gross margin in both the years. Gross margin has been 33.16% and 33.59% in 2014 and 2015 respectively (Gupta, 1983). Operating margin shows the companys profitability after covering operating expenses and cost of goods sold. The operating margin is 19.33% and 20.30% in 2014 and 2015 respectively. The company has maintained steady operating margin and gross margin over two years with marginal improvement in both the margins (Ketz, Doogar and Jensen, 1990). Net Margin: Net margin shows the companys overall profitability. Net margin is the ratio of net profit to net revenue. The company has a net margin of 14.79% in 2014 which increased to 15.87% in 2015. Next PLC. had exceptional gain (other than core business activities) of 12.6 million GBP in 2015 which contributed to higher net margin in 2015. Broadly, net profit margin of 15% is very healthy and if the company can maintain such margin the growth will be very fast. Coverage Ratio: Interest coverage ratio: Interest time coverage ratio shows the companys ability to pay interest obligation with earnings before tax and interest. The higher ratio indicates the company is better off to meet interest obligation and can raise further debt if required. Interest coverage ratio is 25.57 in 2015 and 26.48 in 2016; it shows Next PLC. has earned (before tax and interest) almost 25 times of interest obligation (Rist and Pizzica, n.d.). Based on the interest coverage ratio, its evident that the company is highly solvent to pay interest obligation. Efficiency Ratios: Efficiency ratios show how efficiently the company uses its resources. Asset Turnover ratio and Inventory Turnover ratio measure the efficiency of the company (Tamari, 1978). Asset Turnover Ratio: Asset turnover ratio indicates how many times revenue generated over the total assets. The higher asset turnover ratio shows the ability to use resources more efficiently. Asset turnover ratio is 1.75 in 2015 and 1.74 in 2014. Trend of Asset turnover ratio shows the company has maintained the efficiency in last two years. Inventory Turnover Ratio: Inventory turnover ratio shows revenue generated over the inventory level. Higher inventory turnover ratio is desirable as it requires less inventory on hand to generate same revenue levels. The ratio has been 9.59 and 9.69 in 2015 and 2014 respectively. Though trend shows marginal decline, but its not significant to draw any conclusion. Moreover, the ratio of 9.59 and 9.69 is very healthy. Limitations Limitation of financial statement analysis We have seen growth in sales and net income of Next PLC. over the years and last two years as well. The historical performance of the company doesnt guarantee the performance of future. Though financials of the company improve over the years, it doesnt reveal information about the quality of management and quality of customers. Financial statements dont give information regarding customer churn rate and customer retention ratio over the years (Coveringcredit.com, 2016). Financial statements dont give any information regarding the position of the company. From financial statement, we cant estimate the market share of the Next PLC. in operating industry. It also doesnt reveal any information regarding the companys competitive strategy, new product development, marketing strategy, research and development, pricing strategy and future prospects (Coveringcredit.com, 2016). Financial statements are easy to manipulate and without reading the footnotes, its very difficult to understand the underlying risk of the company. Financial statements may be audited or unaudited. The unaudited financial statement may not follow the General Accepted Accounting Standards, which may lead to serious problems in evaluation. Financial statements can be altered by certain provision in reserves and other accounting standards. Its possible that the company may curb short term expenses at the cost of long-term expenditure in order to boost up the profits for the short term results. Unaudited results may be misleading, erroneous or inaccurate, which may be deliberate too. So, its completely unreliable to rely to unaudited result to analyze the companys financial health. When unaudited results are not reliable, audited results are also not reliable due to possibility of manipulation at a certain degree. Limitation of financial ratios analysis Large companies operate businesses in different sectors and also in different geographies. Its difficult to interpret the common ratio for a group of business operating in different industries and geographies. Inflation may hit the company differently. In such cases, the balance sheet may distort at larger extent. Its difficult to compare ratios of companies of different ages. Seasonal factors may affect the ratio analysis. Understanding the seasonal factors may help to find a meaningful interpretation from ratios. For example, sales of clothes remain high in discount period or the end of the year (Investopedia, 2008). Different accounting standards may affect the financial statements differently. Hence, comparison of financial rations between two years or between companies become irrelevant. Its difficult to generalize the interpretation. For example, a high cash ratio indicates higher liquidity, but it also shows the company which has been in higher growth historically and has higher cash level may command a lower valuation (Investopedia, 2008). Generally, the company has some good and some bad ratios. Based on that its difficult to judge whether the company is in good or weak condition. Appendix 2015 2014 Current Ratio = 1,616/887 = 1,468/835 Current Ratio 1.82 1.76 Quick Ratio = 1,199/887 = 1,082/835 Quick Ratio 1.35 1.30 Debt to Equity = 838/322 = 801/286 Debt to Equity 2.60 2.80 Debt ratio = 841/2,282 = 804/2,145 Debt ratio 0.37 0.37 Gross Margin = 1,343/4,000 = 1,240/3,740 Gross Margin 33.59% 33.16% Operating Margin = 812/4,000 = 723/3,740 Operating Margin 20.30% 19.33% Net Margin = 635/4,000 = 553/3,740 Net Margin 15.87% 14.79% Interest Coverage = 813/31 = 724/28 Interest Coverage 26.48 25.57 Asset Turnover = 4,000/2,282 = 3,740/2,145 Asset Turnover 1.75 1.74 Inventory Turnover = 4,000/417 = 3,740/386 Inventory Turnover 9.59 9.69 References Bernstein, L. (1978). Financial statement analysis. Homewood, Ill.: R.D. Irwin. Bloomberg.com, (2016). NXT:London Stock Quote - Next PLC. [online] Available at: https://www.bloomberg.com/quote/NXT:LN [Accessed 5 Feb. 2016]. Bull, R. (2008). Financial ratios. Oxford: CIMA. Coveringcredit.com, (2016). 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[online] Available at: https://www.investopedia.com/exam-guide/cfa-level-1/financial-ratios/uses-limitations-ratios.asp [Accessed 5 Feb. 2016]. Ketz, J., Doogar, R. and Jensen, D. (1990). A cross-industry analysis of financial ratios. New York: Quorum Books. Lev, B. (1974). Financial statement analysis. Englewood Cliffs, N.J.: Prentice-Hall. Markets.ft.com, (2016). Next PLC, NXT:LSE financials - FT.com. [online] Available at: https://markets.ft.com/research/Markets/Tearsheets/Financials?s=nxt:lse [Accessed 5 Feb. 2016]. Muro, V. (1998). Handbook of financial analysis for corporate managers. New York: AMACOM. NextPLC.co.uk, (2016). Home. [online] Available at: https://www.nextPLC.co.uk/ [Accessed 5 Feb. 2016]. Rist, M. and Pizzica, A. (n.d.). Financial ratios for executives. Robinson, T. (2009). International financial statement analysis. Hoboken, N.J.: John Wiley Sons. Stickney, C. (1990). Financial statement analysis. San Diego: Harcourt Brace Jovanovich. Tamari, M. (1978). Financial ratios. London: P. Elek. Tyran, M. (1986). Handbook of business and financial ratios. Englewood Cliffs, N.J.: Prentice-Hall. Wiehle, U. (2006). 100 IFRS financial ratios. Wiesbaden: Cometis. Wild, J., Bernstein, L. and Subramanyam, K. (2001). Financial statement analysis. Boston, Mass.: McGraw-Hill.